Disclaimer
Last updated: 1 March 2026
The information provided on this website and during our workshops is for general educational and informational purposes only. It should not be construed as personal financial advice, a recommendation, or a solicitation to buy or sell any securities or investment products.
1 No Guarantee of Returns
All projections, illustrations, and examples used on this website or during workshops are hypothetical and for educational purposes only. Past performance is not indicative of future results. The value of investments can go down as well as up, and you may receive less than the amount invested. There is no guarantee that any investment strategy will achieve its objective.
2 Not Personal Financial Advice
Nothing on this website constitutes personal financial, investment, tax, or legal advice. The workshop content is educational in nature and is designed to help you understand general wealth-building concepts. You should always consult a licensed financial planner or professional advisor before making any investment decisions based on your individual circumstances.
3 Assumptions in Illustrations
Financial illustrations and examples on this website may use assumptions such as:
- arrow_right A hypothetical annual return rate (e.g., 8% p.a.) which is not guaranteed.
- arrow_right Consistent monthly contributions without interruption.
- arrow_right No withdrawals or changes to the investment over the stated period.
- arrow_right Exclusion of fees, taxes, and inflation effects unless stated otherwise.
These assumptions are simplified for educational purposes and may not reflect actual market conditions.
4 Investment Risk
All investments carry risk. The risk of loss in investing can be substantial. You should carefully consider whether investing is suitable for you in light of your financial situation and risk tolerance. RCA Wealth Management is not responsible for any losses incurred as a result of applying any concepts discussed on this website or during workshops.
5 Third-Party Links
This website may contain links to external sites. We are not responsible for the content, accuracy, or privacy practices of any third-party websites. Inclusion of a link does not imply endorsement.
6 Regulatory Information
RCA Wealth Management operates as licensed financial planners in Malaysia. All advisory services are conducted in compliance with the regulatory requirements of the Securities Commission Malaysia and Bank Negara Malaysia.
7 Contact Us
If you have any questions about this Disclaimer:
Also read